Fintech

The fintech industry covers every digital touchpoint where money moves or value is managed—payments and wallets, checkout and subscriptions, lending and BNPL, remittances, wealth and trading, insurtech, and the compliance and risk systems that keep all of it safe. Under the hood are critical building blocks: identity and KYC/AML, fraud prevention, event-driven ledgers, payouts and reconciliation, reporting, and customer support tooling. In India, this also means aligning with NPCI rails (UPI, BBPS, RuPay) and Reserve Bank of India guidance, while globally you’ll meet frameworks like PCI-DSS, SOC 2, ISO 27001, Open Banking/PSD2, and modern data-protection laws (including India’s DPDP Act).

Fintech matters because it compounds access and efficiency. Instant, low-friction payments increase conversion; smarter credit models expand inclusion for MSMEs and consumers; transparent fees and real-time balances build trust; and automated back-office processes reduce operating costs and errors. The stakes are high: downtime hurts revenue, fraud erodes margins, and non-compliance risks licenses and reputation. Winning teams pair delightful UX with rigorous controls, reliability, and clear audit trails.

Ektasi Technology helps you build fintech products that are fast, compliant, and measurable. We start with discovery to model your domain (customers, accounts, instruments, limits, risk events), then design a reference architecture: API-first services, idempotent workflows, and a double-entry ledger you can reconcile to the paisa. We integrate identity, KYC/AML, and risk systems; wire fraud detection (rules + ML signals) and device intelligence; and implement observability so you can track authorization rates, p95 latency, success/failure codes, chargeback/fraud loss (bps of TPV), and reconciliation health in real time. For India-specific stacks, we align to RBI/NPCI certifications and data-residency expectations; globally, we map controls to PCI-DSS scope, SOC 2/ISO readiness, encryption and key management, secrets hygiene, incident response, and vendor risk.